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Don't save the money you earn at all? Adopt these 5 tips

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 Don't save the money you earn at all? Adopt these 5 tips By making a shopping list , you can control unnecessary expenses, and studies have shown that using digital money can increase your spending by 12 to 18 percent. The tendency to spend money is linked to mood , and to eliminate the habit of spending too much when you are stressed, experience and people should be prioritized. When making a budget , you should allocate 50 percent to necessary expenses , 30 percent to desires , and 20 percent to savings or debt repayment , which balances spending and savings. The problem of not saving money no matter how much you earn is a common problem for many. The salary you earn with hard work for a month can run out in a few days. With proper planning and discipline, it is possible to control expenses and save money even from your current earnings. You can secure your financial future by taking some simple but effective measures. 1. Making a shopping list Many people shop on impulse . Th...

9 ways that teach not only to earn but also to save

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 9 ways that teach not only to earn but also to save Many people run out of money at the end of the month because they fail to make a habit of saving 10 to 20 percent of their income . By making a monthly budget and tracking their expenses, unnecessary expenses can be reduced and savings can be increased. It is necessary to have an emergency fund equal to at least 6 to 12 months of expenses. Most people's income runs out at the end of the month, and their savings reach zero. Why is this the case? Because many people do not know about the general strategy for saving money. Saving money and increasing it by investing it in the right places has become an essential thing for everyone these days. If earning money is a skill, then saving it is also an art. Therefore, if you can follow some small regular habits and rules, you can save the money you earn. And, this will change your financial situation. What to do? 1. Mandatory saving of 10 to 20 percent of your income Many people have th...

Does taking calcium strengthen bones?

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 Does taking calcium strengthen bones? Calcium is essential for the body, but it is certainly not a panacea for strengthening bones. Does taking calcium strengthen bones? Calcium is not produced in the body and vitamin D and parathyroid hormone are required for its absorption. In old age, taking calcium alone does not strengthen bones and medication and exercise are necessary. A 65-year-old mother asked while applying a plaster to her broken wrist bone, “Doctor, I always take calcium. My daughter sent it from Australia . Yet how did my bones become weak and broken?” This mother’s question clarifies an important fact and the confusion that exists in the public mind on this subject – calcium is essential for life, but does taking all calcium and supplements make bones strong? Calcium and Vitamin D: Is our understanding correct? Calcium is a mineral found in sufficient quantities in the body, which occupies 99 percent of the bones and teeth. The importance of calcium is not limite...

There is a risk of hypothermia in winter, how to avoid it?

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 There is a risk of hypothermia in winter, how to avoid it? Hypothermia occurs when the body temperature drops below 35 degrees Celsius and it affects the brain, heart and other organs. Cold weather, exposure to air or water, alcohol consumption, malnutrition, dehydration and elderly people are at high risk of hypothermia. Winter is increasing. As winter increases, so does the risk of cold-related diseases . Therefore, for this, it is necessary to avoid the cold. One of the health problems that can bother you in cold weather is hypothermia. This condition occurs when the body temperature drops abnormally below 35 degrees Celsius (95 degrees Fahrenheit). It seriously affects the brain, heart and other organs and if not treated in time, there is a risk of heart failure or death. Those who work outside, travel or do not have a heating system at home should be especially careful. How does it happen? The part of the brain called the hypothalamus plays a role in balancing the body's te...

Starlink Internet should not be feared, it should be welcomed openly - Worldlink Chairman

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 Starlink Internet should not be feared, it should be welcomed openly - Worldlink Chairman Worldlink Chairman Dilip Agarwal has said that Elon Musk's Starlink service should be welcomed in Nepal. Sharing the news about Starlink's trial service in India published in the Indian media Economic Times on LinkedIn, Agarwal believes that Nepal should also take it as an opportunity. Since Starlink has the potential to provide internet to rural areas , he believes that it should be viewed as a supporting technology rather than a competitor. "We should welcome Starlink in Nepal. Using the technology it has brought, we can provide services to places where internet is still not available easily and conveniently," he said. Currently, the monthly fee for Starlink in India is estimated to be between 3,000 and 3,500 Indian rupees . Which is much more expensive than the existing fiber broadband service . In addition, the price of the special equipment required to run Starlink Int...

Childhood Dashain: That unforgettable dance

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Childhood Dashain: That unforgettable dance Udit Narayan Jha used to return to his home in Bhardaha during Dashain . And he would sing songs at the cultural program of Kankalini Temple . Dit Narayan Jha used to return to Bhardaha to sing songs at the cultural program of Dashain and the author heard his live singing for the first time. In childhood, Dashain is not just a festival. It is a time of colorful dreams, excitement and mystery of life. Be it the Tarai or the hills , whether a person celebrates Dashain or not, there is a separate excitement in Dashain. Perhaps I was studying in class five at that time. For a child's mind, at that age there was a limit to courage and imagination - where fear and curiosity, desire and discipline, fun and fear were all mixed. On the morning of Mahanavami , the courtyard of the house was still shining with the sun. Dashain fair in Madhesh . Clay idols were fun everywhere. Jalebis and other sweets, balloons and toys were offered at the fair....

Air pollution: Blood vessels of the heart aging faster

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 Air pollution: Blood vessels of the heart aging faster Particulate matter in polluted air reaches the inner part of the lungs, where oxygen mixes with the blood. Such particles reduce the oxygen absorption capacity of the lungs. Air pollution: Blood vessels of the heart aging faster In Nepal, air pollution has increased the risk of heart disease by 40 percent by causing calcium deposits in the blood vessels . The rate of calcium deposits in the blood vessels of those living in air pollution can be double that of normal. Doctors have suggested that the government wear masks, eat antioxidant-rich foods , avoid pollution and control industrial emissions . The damage caused by air pollution is not limited to the lungs. Experts say, "Not only the lungs, but it can also seriously affect the blood vessels and weaken the heart. Blood vessels age prematurely. According to a study conducted by the Global Burden of Disease in 2019 , the death rate due to heart disease in Nepal has increase...

Can pregnant women travel during Dashain?

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 Can pregnant women travel during Dashain? Pregnant women should take precautions according to the trimester and seek medical advice when traveling during Dashain . While long trips in the first trimester are risky and excessive shock can increase the risk of miscarriage, you can travel with caution in the second trimester . Everyone loves to spend time with their families in the festive atmosphere of Dashain. During this time, many people travel long distances to visit their families. However, pregnant women should take special precautions while traveling. Most of the roads in Nepal are currently under construction. This can be risky for pregnant women. Whether or not you can travel depends on the stage of pregnancy and your health condition. First trimester (1 to 13 weeks) The first trimester of pregnancy is generally considered a risky time. During this period, pregnant women experience symptoms such as nausea, vomiting, fatigue, and weakness. Although these are common signs of...

Fatty liver: A disease in which fat accumulates in the liver, how to avoid it?

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 Fatty liver: A disease in which fat accumulates in the liver, how to avoid it? In fatty liver disease , more than 5 to 10 percent of fat accumulates in the liver and this disrupts the functioning of the liver. 40 percent of the world's population has fatty liver problems and 25 percent has non-alcoholic fatty liver . Lifestyle changes, weight control, regular exercise, and diabetes and cholesterol control are necessary in the treatment of fatty liver. Fatty liver is commonly known as a disease in which fat accumulates in the liver. This is a condition in which abnormally harmful fat or fat accumulates in the liver. The liver has many functions. Such as: detoxifying any food, helping with digestion, making essential proteins, storing essential elements and returning them to the blood when they are lacking, etc. It performs important metabolic functions . But when the liver receives an excess amount of fat and cannot digest it and send it to the blood. When more than 5 to 10 percen...

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